Privacy Policy

Last updated: June 3, 2026

MortgagePayoffCalc ("we," "us," or "our") operates the website at mortagepaymentcalc.com. This Privacy Policy explains what information we collect when you visit our site, how we use it, and your choices regarding that information.

Information We Collect

We do not require you to create an account or provide personal information to use this site. We may collect the following non-personally-identifying information automatically when you visit:

  • Browser type and version
  • Operating system
  • Referring URL
  • Pages visited and time spent on each page
  • General geographic location (country/city level, not precise)

We collect this information using cookies and similar tracking technologies, described below.

Cookies

Cookies are small text files stored on your device by your browser. We use cookies to analyze site traffic and to serve relevant advertisements. By using this site, you consent to the use of cookies as described here.

You can instruct your browser to refuse all cookies or to alert you when cookies are being sent. If you do so, some parts of the site may not function properly. Most browsers allow you to manage cookie preferences in their settings menus.

Google Analytics

We use Google Analytics to understand how visitors use this site. Google Analytics collects information such as how often users visit, what pages they visit, and what other sites they used prior to coming here. We use this information only to improve this site.

Google Analytics sets cookies to collect this information. Google's use of this data is governed by the Google Privacy Policy. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Google AdSense and Advertising

We use Google AdSense to display advertisements on this site. Google AdSense uses cookies to serve ads based on your prior visits to this site and other sites on the internet. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and other sites on the Internet.

You may opt out of personalized advertising by visiting Google's Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this and/or other websites. For more information about Google's advertising policies, visit Google Advertising Policies.

How We Use Information

We use the information we collect to:

  • Understand how visitors use our site so we can improve it
  • Display relevant advertisements through Google AdSense
  • Monitor and analyze usage and trends to improve your experience

We do not sell, trade, or rent your personally identifiable information to others.

Data Retention

We retain analytics data in accordance with Google Analytics' default retention policy. We do not store personal information on our own servers.

Children's Privacy

This site is not directed to children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us and we will delete it.

Links to Other Sites

Our site may contain links to other websites. We have no control over the content and practices of those sites and are not responsible for their privacy policies.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, or delete information we hold about you. To exercise these rights, please contact us at the address below.

If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR), including the right to object to or restrict processing, and the right to data portability.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page. Your continued use of this site after changes are posted constitutes your acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy, please contact us through our contact page.